Motorcycle riders often get an unjustified reputation as being reckless, risk-takers, and that they generally disobey traffic laws. This perception is unfounded, and there are many statistics that back up the fact that most motorcycle accidents are not the fault of the motorcycle rider, but that of another driver.
A major study conducted by the University of Southern California (USC) found that approximately three-fourths of motorcycle accidents involved a collision with another vehicle, usually a passenger automobile. It was also found that in the multiple vehicle accidents, the driver of the other vehicle violated the motorcycle right-of-way and caused the accident in two-thirds of those accidents. Further, the study by USC found that the failure of motorists to detect and recognize motorcycles in traffic is the predominating cause of motorcycle accidents. The driver of the other vehicle involved in a collision with the motorcycle did not see the motorcycle before the collision or did not see the motorcycle until too late to avoid the collision.
These findings go to show that the motorcycle rider has unjustly received a bad reputation from the general public as well as from insurance companies that cover motorcycle riders. Motorcycles are inherently prone to accidents caused by other drivers because of their small size. Motorcycles easily fit into the blind spot of typical passenger automobiles. The truth is that most motorcycle riders are very good drivers and keep an eye out for motorists who do not see them. This awareness of other drivers, however, does not prevent all accidents.
Motorcycle Insurance Quotes
Whether you have a dresser or a cruiser, a Harley or a Honda, your Noyes, our team has the protection you need for a worry-free riding season. We can even insure scooters and mopeds.
Motorcycle & ATV Insurance Rates and Discounts
We offer discounted cycle insurance rates for safe and experienced riders. Here’s a sample of motorcycle insurance discounts:
- Claim Free discount
- Multi-vehicle discounts
- Responsible rider (good driving record) discount
- Paid-in-full discount
- Safety course discount
- LoJack® credit